Top25 Largest Banks - Defaulted Loan Percentage

Last Data Update 11/30/09:

The table below is a list of the top 25 largest banks sorted by the percentage of defaulted loans in their 1st mortgage single family home (SFR) loan portfolios (specifically defaulted single family residential and residential 1-4 unit homes). From top to bottom this table should represent the most troubled home loan portfolios.

Size	Institution	Loan Portfolio (SFR1-4)	Delinquent	% Default
2	Wells Fargo & Company	225,285,059,000	36,159,801,000	16.05
10	PNC Financial Services Group	25,328,224,000	3,779,584,000	14.92
3	JPMorgan Chase & Co.	156,670,707,000	22,065,408,000	14.08
5	U.S. Bancorp	37,296,631,000	4,353,728,000	11.67
15	Capital One Financial Corporatio	13,975,868,000	1,487,032,000	10.64
4	Citigroup Inc.	120,315,646,000	12,105,969,000	10.06
1	Bank of America Corporation	273,069,772,000	19,918,643,000	7.29
9	BB&T Corporation	26,010,040,000	1,418,800,000	5.45
8	SunTrust Banks, Inc.	28,626,585,000	1,493,156,000	5.22
24	Banco Bilbao Vizcaya Argentaria,	7,515,773,000	391,143,000	5.20
21	Fifth Third Bancorp	10,283,118,000	508,272,000	4.94
13	HSBC Holdings PLC	15,774,335,000	696,951,000	4.42
20	E*TRADE Bank	11,194,479,000	491,910,000	4.39
14	Banco Santander, S.A.	13,998,465,000	576,702,000	4.12
16	Regions Financial Corporation	13,685,815,000	549,897,000	4.02
25	Marshall & Ilsley Corporation	7,310,496,000	231,705,000	3.17
17	GMAC Inc.	13,474,331,000	347,873,000	2.58
18	Astoria Federal Savings and Loan	12,110,808,000	224,641,000	1.85
7	Hudson City Savings Bank	30,779,574,000	515,581,000	1.68
6	ING Bank, FSB	35,892,435,000	556,929,000	1.55
19	BNP Paribas	11,758,611,000	181,706,000	1.55
11	UK Financial Investments Limited	20,582,978,000	277,278,000	1.35
22	Toronto-Dominion Bank	8,248,354,000	81,830,000	0.99
12	Mitsubishi UFJ Financial Group,	16,580,006,000	138,550,000	0.84
23	Northern Trust Corporation	8,148,414,000	62,347,000	0.77

Source of Above Data: 2009Q3 FDIC as of 11/30/2009 from wlmlab.com

Below is the same table of top 25 largest banks, sorted by defaulted first mortgage residential 1-4 loan portfolios, but older data (from the previous quarter)

Size	Bank	Loan Portfolio (SFR1-4)	in Default	% Default
2	WELLS FARGO & COMPANY	235,487,157,000	33,512,155,000	14.23
9	PNC FINANCIAL SERVICES GROUP, IN	27,556,926,000	3,837,467,000	13.93
3	JPMORGAN CHASE & CO.	161,050,453,000	20,910,143,000	12.98
5	U.S. BANCORP	37,696,980,000	4,109,746,000	10.90
4	CITIGROUP INC.	128,457,581,000	10,982,055,000	8.55
1	BANK OF AMERICA CORPORATION	291,428,651,000	17,718,208,000	6.08
10	BB&T CORPORATION	25,290,928,000	1,174,531,000	4.64
20	E*TRADE Bank	11,932,561,000	540,709,000	4.53
7	SUNTRUST BANKS, INC.	32,296,645,000	1,442,459,000	4.47
21	FIFTH THIRD BANCORP	11,703,607,000	517,356,000	4.42
12	HSBC HOLDINGS PLC	16,302,973,000	679,111,000	4.17
16	REGIONS FINANCIAL CORPORATION	14,681,593,000	534,979,000	3.64
14	BANCO SANTANDER, S.A.	14,993,678,000	542,296,000	3.62
25	MARSHALL & ILSLEY CORPORATION	7,745,610,000	275,357,000	3.56
15	CAPITAL ONE FINANCIAL CORPORATIO	14,915,536,000	359,780,000	2.41
22	Flagstar Bank, FSB	8,435,598,000	177,376,000	2.10
17	GMAC INC.	14,303,843,000	268,870,000	1.88
19	Astoria Federal Savings and Loan	12,053,819,000	215,999,000	1.79
8	Hudson City Savings Bank	30,375,451,000	466,115,000	1.53
6	ING Bank, fsb	35,646,938,000	521,156,000	1.46
18	BNP PARIBAS	12,355,250,000	154,686,000	1.25
11	UK FINANCIAL INVESTMENTS LIMITED	22,230,923,000	243,231,000	1.09
24	TORONTO-DOMINION BANK, THE	7,928,115,000	86,255,000	1.09
13	MITSUBISHI UFJ FINANCIAL GROUP,	16,223,641,000	132,148,000	0.81
23	NORTHERN TRUST CORPORATION	8,190,637,000	48,131,000	0.59

Source of Above Data: 2009Q2 FDIC as of 8/28/2009 from link below wlmlab.com

Below is the same table of top 25 largest banks, sorted by defaulted first mortgage residential 1-4 loan portfolios, but older data (from the previous quarter)

Size Ranking	Bank	Loan Portfolio (SFR1-4)	in Default	% Default
2	WELLS FARGO & COMPANY	235,835,731,000	32,406,218,000	13.74
3	JPMORGAN CHASE & CO.	166,750,327,000	19,904,206,000	11.94
9	PNC FINANCIAL SERVICES GROUP, IN	27,631,751,000	3,227,982,000	11.68
5	U.S. BANCORP	35,539,683,000	4,099,176,000	11.53
4	CITIGROUP INC.	131,117,040,000	9,855,358,000	7.52
23	BankUnited, FSB	8,910,111,000	527,828,000	5.92
21	FIFTH THIRD BANCORP	11,155,635,000	518,765,000	4.65
1	BANK OF AMERICA CORPORATION	296,047,464,000	13,661,207,000	4.61
18	E*TRADE Bank	12,570,599,000	577,204,000	4.59
7	SUNTRUST BANKS, INC.	30,699,006,000	1,363,986,000	4.44
10	BB&T CORPORATION	25,501,296,000	1,126,046,000	4.42
25	MARSHALL & ILSLEY CORPORATION	8,059,693,000	323,814,000	4.02
16	REGIONS FINANCIAL CORPORATION	15,187,561,000	562,794,000	3.71
15	BANCO SANTANDER, S.A.	15,786,933,000	549,041,000	3.48
12	HSBC HOLDINGS PLC	19,094,861,000	585,390,000	3.07
13	CAPITAL ONE FINANCIAL CORPORATIO	16,081,032,000	473,193,000	2.94
22	Flagstar Bank, FSB	9,326,373,000	209,048,000	2.24
17	GMAC LLC	14,091,706,000	287,169,000	2.04
24	NORTHERN TRUST CORPORATION	8,215,401,000	149,913,000	1.82
20	Astoria Federal Savings and Loan	12,290,085,000	215,439,000	1.75
6	ING Bank, fsb	34,764,133,000	602,009,000	1.73
8	Hudson City Savings Bank	29,722,158,000	433,344,000	1.46
19	BNP PARIBAS	12,493,375,000	171,075,000	1.37
11	UK FINANCIAL INVESTMENTS LIMITED	24,273,286,000	224,314,000	0.92
14	MITSUBISHI UFJ FINANCIAL GROUP,	16,000,992,000	136,399,000	0.85

Source of Above Data: 2009Q1 FDIC as of 6/19/2009 from link below wlmlab.com

Below is the same table of top 25 largest banks, sorted by defaulted first mortgage residential 1-4 loan portfolios, but older data (from the previous quarter)

Size Ranking	Bank	Loan Portfolio (SFR1-4)	in Default	% Default
2	WELLS FARGO & COMPANY	224,334,288,000	27,512,333,000	12.26
6	U.S. BANCORP	34,104,977,000	3,530,507,000	10.35
9	PNC FINANCIAL SERVICES GROUP, IN	27,030,359,000	2,780,320,000	10.29
3	JPMORGAN CHASE & CO.	167,970,000,000	16,632,000,000	9.90
20	IndyMac Federal Bank, F.S.B.	10,905,567,000	974,799,000	8.94
4	CITIGROUP INC.	133,288,212,000	10,308,997,000	7.73
24	BankUnited, FSB	9,454,595,000	607,489,000	6.43
1	BANK OF AMERICA CORPORATION	279,992,510,000	14,279,447,000	5.10
8	SUNTRUST BANKS, INC.	27,299,558,000	1,304,880,000	4.78
17	E*TRADE Bank	13,023,126,000	594,379,000	4.56
11	BB&T CORPORATION	23,702,182,000	1,067,570,000	4.50
22	FIFTH THIRD BANCORP	10,384,809,000	463,938,000	4.47
14	BANCO SANTANDER, S.A.	15,471,307,000	644,321,000	4.16
12	HSBC HOLDINGS PLC	21,393,110,000	780,900,000	3.65
15	REGIONS FINANCIAL CORPORATION	14,912,622,000	536,501,000	3.60
21	GMAC LLC	10,739,322,000	299,722,000	2.79
5	ING Bank, fsb	34,576,908,000	749,337,000	2.17
23	CAPITAL ONE FINANCIAL CORPORATIO	9,750,859,000	157,405,000	1.61
18	Astoria Federal Savings and Loan	12,448,782,000	196,585,000	1.58
25	NORTHERN TRUST CORPORATION	8,198,514,000	113,987,000	1.39
7	Hudson City Savings Bank	29,024,072,000	381,629,000	1.31
19	BNP PARIBAS	12,327,478,000	149,970,000	1.22
13	MITSUBISHI UFJ FINANCIAL GROUP,	15,877,968,000	170,260,000	1.07
10	ROYAL BANK OF SCOTLAND GROUP PLC	25,618,579,000	251,181,000	0.98
16	Merrill Lynch Bank & Trust Co.,	14,133,804,000	29,275,000	0.21

Source of Above Data: Data as of 5/22/2009 from link below (wlmlab.com):

Bank Loan Portfolio Analysis - wlmlab.com Excellent interactive tool to compare bank loan portfolio defaults rates for all major US banks. Compiles data directly from the FDIC. Loan Portfolio default data is updated quarterly after banks file their required financial statements with the FDIC.