The Hard Money Pros - Hard Money Lenders
Private and Hard Money Lenders in CA
Call us at:  (619) 846-1550  -  For Hard Money Loans in CA
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Get Free Credit Reports

In order to get a clear picture of your credit profile, you must order credit reports from the three major credit bureaus, Equifax, Trans Union, and Experian. Credit bureaus require that you use a report that is less than 90 days old. Once you've disputed a report and they make the change, they must send you a new report free.  Each agency may list different information in your file, so it's important to review all three (below).  

Its Free!! - Consumers are now able to request free annual credit reports from each of the three major agencies, every 12 months, thanks to revisions in federal law which took effect December 1, 2004.

You can Get Free Credit Reports Online or by Phone at:, (get your report immediately) or call 877-322-8228 (mailed to you in 15 days)

Get Free Credit Reports directly from the Credit Bureaus:

Alternatively you can call the three major credit bureaus directly and buy a report for $9.50, or get one free if you have been turned down by a creditor within the last 60 days.

P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111

P.O. Box 2002
Allen, TX 75013

Trans Union
P.O. Box 1000
Chester, PA 19022
 (800) 916-8800

Or Get Free Credit Reports by mail:

By completing the Annual Credit Report Request Form and mailing it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. (in 15 days)

See the Federal Trade Commission (FTC) website for more info on getting a free credit report by mail and to read more about what the United States FTC says about getting free credit reports. There are many scammers out there claiming free credit reports, but in actuality there are strings attached or they may just be fishing for you social security number.

Do it Yourself Credit Repair Guide   Fix your credit report and improve your fico score.

The Hard Money Pros
Private and Hard Money Lenders in California
PO Box 91472, San Diego, CA  92169
(619) 846-1550

©Copyright 2006 JMAC Funding

Licensed by the California Department of Real Estate, DRE# 01440161