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Top 100 Largest Banks - Defaulted Loans & REOs

The table below is a list of the Top 100 largest banks measured by total assets. Also the amount of REO assets (real estate owned) held, and Non Current Loans (defaulted loans).  Also total default rate of the loans as a percentage, based on non-current loans / assets.  Also adjusted non-current loans as a percentage of assets, where non-current assets are adjusted by subtracting out non-current loans which are wholly or partially insured by the US government.

# Bank Name  Total Assets   REO - Real Estate Owned   Noncurrent loans and leases   REO / Assets NC Loans / Assets Adj NC Loans / Assets
    (000s) (000s) (000s)      
               
1 Bank of America, National Association   1,496,322,329  2,874,270   60,209,602 0.19% 4.02% 3.07%
2 Wells Fargo Bank, National Association   1,065,890,000  3,758,000   59,330,000 0.35% 5.57% 3.98%
3 JPMorgan Chase Bank, National Association   1,674,523,000  1,832,000   46,703,000 0.11% 2.79% 2.14%
4 Citibank, National Association   1,171,094,000  1,290,000   30,340,000 0.11% 2.59% 2.04%
5 PNC Bank, National Association      254,518,132     734,004   11,411,333 0.29% 4.48% 3.65%
6 U.S. Bank National Association      277,509,284  1,726,653     9,427,352 0.62% 3.40% 1.67%
7 SunTrust Bank      160,993,399     767,681     6,818,747 0.48% 4.24% 3.35%
8 Wells Fargo Bank South Central, National Association        37,737,000       43,000     2,428,000 0.11% 6.43% 6.39%
9 OneWest Bank, FSB        27,957,076     422,533     2,334,987 1.51% 8.35% 1.67%
10 MidFirst Bank        12,365,241       87,672     2,305,021 0.71% 18.64% 2.66%
11 ING Bank, fsb        91,272,405     130,065     1,752,666 0.14% 1.92% 1.92%
12 Capital One, National Association      123,046,451     268,290     2,804,345 0.22% 2.28% 2.27%
13 Bank of America, Rhode Island, National Association        22,326,426               -       1,578,575 0.00% 7.07% 7.07%
14 Branch Banking and Trust Company      157,652,005  1,716,883     4,950,042 1.09% 3.14% 1.92%
15 HSBC Bank USA, National Association      183,562,481       76,180     3,373,945 0.04% 1.84% 1.82%
16 E*TRADE Bank        44,290,766     121,887     1,653,716 0.28% 3.73% 3.73%
17 Flagstar Bank, FSB        14,323,245  1,115,347     1,461,535 7.79% 10.20% 6.80%
18 BankUnited        11,463,601     149,789     1,168,693 1.31% 10.19% 0.00%
19 Bank of America California, National Association        26,656,738               -       1,062,694 0.00% 3.99% 3.99%
20 Citicorp Trust Bank, fsb        18,012,669       14,482     1,137,396 0.08% 6.31% 6.29%
21 Bank of America Oregon, National Association        14,736,199               -          764,869 0.00% 5.19% 5.17%
22 Hudson City Savings Bank        61,106,025       19,563        744,871 0.03% 1.22% 1.15%
23 Fifth Third Bank      110,801,047     398,933     3,589,499 0.36% 3.24% 3.05%
24 The Huntington National Bank        51,418,039     151,090     1,940,280 0.29% 3.77% 3.53%
25 Sovereign Bank        73,394,090       90,235     2,242,645 0.12% 3.06% 3.06%
26 Regions Bank      133,186,492     600,810     4,708,015 0.45% 3.53% 3.47%
27 Firstbank of Puerto Rico        18,839,328       73,444     1,796,680 0.39% 9.54% 9.15%
28 Banco Popular de Puerto Rico        22,865,000     112,000     1,816,000 0.49% 7.94% 7.12%
29 RBS Citizens, National Association      114,492,129       53,001     1,830,573 0.05% 1.60% 1.53%
30 Manufacturers and Traders Trust Company        67,458,977       95,352     1,537,466 0.14% 2.28% 1.92%
31 First Tennessee Bank, National Association        25,713,088     122,061     1,095,398 0.47% 4.26% 4.08%
32 Astoria Federal Savings and Loan Association        20,020,076       50,319        427,314 0.25% 2.13% 2.13%
33 M&I Marshall and Ilsley Bank        50,065,908     426,180     1,825,733 0.85% 3.65% 3.65%
34 Compass Bank        65,147,452     348,174     2,796,504 0.53% 4.29% 3.42%
35 Metlife Bank, National Association        13,572,632       12,179        347,043 0.09% 2.56% 0.59%
36 The Bank of New York Mellon      162,064,000         5,000        787,000 0.00% 0.49% 0.49%
37 Ally Bank        55,172,742         7,800        350,150 0.01% 0.63% 0.63%
38 Union Bank, National Association        85,053,226       45,492     1,436,470 0.05% 1.69% 1.68%
39 Harris National Association        43,395,792       16,189        688,765 0.04% 1.59% 1.58%
40 Bank of the West        61,178,361     145,598     1,619,911 0.24% 2.65% 2.64%
41 TD Bank, National Association      148,084,280       72,482     1,219,741 0.05% 0.82% 0.79%
42 TCF National Bank        18,198,488     101,436        372,640 0.56% 2.05% 2.04%
43 Third Federal Savings and Loan Association of Cleveland        10,688,238       18,195        224,382 0.17% 2.10% 2.10%
44 New York Community Bank        39,888,490       60,701        846,826 0.15% 2.12% 1.69%
45 Washington Federal Savings and Loan Association        13,791,807     237,013        289,720 1.72% 2.10% 2.10%
46 KeyBank National Association        91,953,232     130,843     2,833,239 0.14% 3.08% 3.08%
47 Webster Bank, National Association        17,981,329       23,821        349,563 0.13% 1.94% 1.94%
48 Westernbank Puerto Rico        10,797,345       84,255     1,556,219 0.78% 14.41% 14.41%
49 RBC Bank (USA)        26,115,214     187,621     1,320,454 0.72% 5.06% 5.02%
50 Associated Bank, National Association        22,809,664       61,380     1,197,314 0.27% 5.25% 5.06%
51 Northern Trust, National Association        12,431,409       31,011        168,921 0.25% 1.36% 1.36%
52 Citizens Bank        11,049,897       44,008        503,808 0.40% 4.56% 4.26%
53 Comerica Bank        56,965,482       93,310     1,229,040 0.16% 2.16% 2.13%
54 Whitney National Bank        11,565,070       60,731        454,074 0.53% 3.93% 3.92%
55 Arvest Bank        11,304,192       65,884        334,153 0.58% 2.96% 2.94%
56 Deutsche Bank Trust Company Americas        45,147,000       17,000        757,000 0.04% 1.68% 1.68%
57 Zions First National Bank        17,195,645     164,826        713,776 0.96% 4.15% 4.03%
58 People's United Bank        21,357,102       26,220        252,682 0.12% 1.18% 1.14%
59 Carolina First Bank        12,410,757     142,632        377,598 1.15% 3.04% 3.04%
60 State Farm Bank, F.S.B.        15,903,221         7,894        218,280 0.05% 1.37% 1.37%
61 The Northern Trust Company        63,109,667       14,184        152,860 0.02% 0.24% 0.23%
62 Citizens Bank of Pennsylvania        30,927,173         4,049        334,488 0.01% 1.08% 0.97%
63 First-Citizens Bank & Trust Company        18,486,817     124,569        101,402 0.67% 0.55% 0.55%
64 Susquehanna Bank        13,628,538       20,697        268,075 0.15% 1.97% 1.95%
65 California Bank & Trust        11,240,218       65,222        541,490 0.58% 4.82% 2.02%
66 BancorpSouth Bank        13,232,594       59,268        223,401 0.45% 1.69% 1.64%
67 Bank of Oklahoma, National Association        16,643,644       63,969        252,647 0.38% 1.52% 1.47%
68 Charles Schwab Bank        45,885,344         2,533          33,389 0.01% 0.07% 0.07%
69 Bank of Hawaii        12,413,175         3,192          54,452 0.03% 0.44% 0.44%
70 The PrivateBank and Trust Company        12,640,063       76,585        380,047 0.61% 3.01% 3.01%
71 East West Bank        20,231,320       85,260        822,904 0.42% 4.07% 0.86%
72 Valley National Bank        14,452,652       12,466          95,647 0.09% 0.66% 0.61%
73 First Hawaiian Bank        14,258,879         3,392          41,042 0.02% 0.29% 0.29%
74 Silicon Valley Bank        13,434,468               -            50,833 0.00% 0.38% 0.38%
75 Amegy Bank National Association        11,332,248       43,109        566,838 0.38% 5.00% 4.98%
76 Firstmerit Bank, National Association        12,306,555       22,692        131,775 0.18% 1.07% 1.07%
77 First Niagara Bank        14,863,116         9,935          77,920 0.07% 0.52% 0.49%
78 City National Bank        19,744,141     135,551        674,545 0.69% 3.42% 1.77%
79 Commerce Bank, National Association        17,859,861       14,333        138,335 0.08% 0.77% 0.72%
80 Cathay Bank        11,854,833     111,858        322,217 0.94% 2.72% 2.71%
81 First National Bank of Omaha        11,433,327       18,400        246,197 0.16% 2.15% 2.14%
82 USAA Federal Savings Bank        40,407,499         1,822        243,184 0.00% 0.60% 0.60%
83 Discover Bank        63,056,053               -       1,441,536 0.00% 2.29% 2.27%
84 The Frost National Bank        16,803,603       26,456        179,207 0.16% 1.07% 1.02%
85 TD Bank USA, National Association        12,066,492               -              1,289 0.00% 0.01% 0.01%
86 Wells Fargo Bank Northwest, National Association        17,118,000               -          399,000 0.00% 2.33% 0.80%
87 Goldman Sachs Bank USA        89,744,000               -                    -   0.00% 0.00% 0.00%
88 UBS Bank USA        29,342,330               -              3,404 0.00% 0.01% 0.01%
89 GE Money Bank        18,477,070      (28,318)        449,049 -0.15% 2.43% 2.43%
90 Morgan Stanley Bank, National Association        72,292,000               -          500,000 0.00% 0.69% 0.69%
91 FIA Card Services, National Association      212,895,604               -       7,137,366 0.00% 3.35% 3.35%
92 Chase Bank USA, National Association      146,310,819               -       4,153,857 0.00% 2.84% 2.84%
93 Barclays Bank Delaware        12,535,645               -          331,766 0.00% 2.65% 2.65%
94 Citibank (South Dakota), N.A.      157,935,238               -       3,894,811 0.00% 2.47% 2.46%
95 Capital One Bank (USA), National Association        73,205,207               -       1,780,633 0.00% 2.43% 2.43%
96 USAA Savings Bank        13,369,757               -          160,237 0.00% 1.20% 1.20%
97 American Express Bank,  FSB.        32,979,716               -          378,086 0.00% 1.15% 1.15%
98 American Express Centurion Bank        26,369,286               -          233,263 0.00% 0.88% 0.88%
99 State Street Bank and Trust Company      149,611,355               -          273,731 0.00% 0.18% 0.18%
100 Bank of China        11,458,224               -                    -   0.00% 0.00% 0.00%

Source of Data:  http://www2.fdic.gov/sdi/main.asp  As of 2010 Q1, Downloaded 6/2/2010

Note:  This table is not at all an accurate measure in itself of troubled banks or the health or soundness of a bank.  For a better indicator of bank soundness, please refer to the Texas Ratio link below.

Other Useful Banking Data and Banking Info:

REO Listings of Bank Owned Properties of all Major Lenders / Government Agencies

FDIC Failed Banks, Bank Watch List and Bank Ratings

Top 25 Banks Defaulted Loan Portfolio - SFR 1-4, 1st Mortgage Portfolio

Texas Ratio and Troubled Bank List & Analysis



The Hard Money Pros
Private and Hard Money Lenders in California
PO Box 91472, San Diego, CA  92169
jmac@TheHardMoneyPros.com
www.TheHardMoneyPros.com
(619) 846-1550

©Copyright 2006 JMAC Funding

Licensed by the California Department of Real Estate, DRE# 01440161