The Hard Money Pros - Hard Money Lenders
Private and Hard Money Lenders in CA
Call us at:  (619) 846-1550  -  For Hard Money Loans in CA
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Typical Loan Types and Loan Programs

Banks usually take 4-6 weeks to fund a loan, and require lots of documentation, and are based on credit score and income verification.

Our Private Hard Money loans typically take 5-10 days and are based on equity in the property, not your credit score. We do require strong collateral (the property you're borrowing against), however we can often cross-collateralize a second property of yours to meet equity requirements. Our loans are for business purposes only.

Typical Hard Money Loans

Loan Size: $30,000 - $1,000,000
Terms: 1-3 years, flexible
Prepayment Penalty: None
  Property Type: Max LTV
Typical LTV: Single Family Home and SFR 1-4 units 75%
Commercial 65%
Finished Lots 50%
Raw Land 25-30%
Residential Rehab Loans 65% ARV
Rates / Fees: 11-13% plus fees
Location: California Only

For more information on specific hard money loan types:

Hard Money Bridge Loans
Hard Money Rehab Loans for Investors
Bad Credit Home Loans
Hard Money Land Loans
Commercial Hard Money Loans
Self Directed IRA Non-Recourse Loans

Loan Process

The first step is to call us or fill out our Quick Online Loan Application.  If your request meets our basic requirements, we may ask you for additional information, and we will begin title work, visit the property to conduct our own appraisal, and begin drawing loan docs.

The Hard Money Pros
Private and Hard Money Lenders in California
PO Box 91472, San Diego, CA  92169
Contact: James MacArthur (619) 846-1550

                     ©Copyright 2006 JMAC Funding

Licensed by the California Department of Real Estate, DRE# 01440161